Terms of payment

Checkout is a safe method of payment for you. We are authorised to operate as a payment institution by the Financial Supervisory Authority. The service is maintained by Checkout Finland Oy (Business ID 2196606-6), which is part of the OP Group.

The Checkout payment transfer service transmits your payment to the seller. If your bank statement or credit card bill mentions Checkout Finland Oy, we have transferred your payment.

The online shop you buy from acts as the marketer of products and services and as the supplier of the products to the customer. The online shop takes care of any legislative obligations related to transactions and other obligations it has specified for itself. If you wish to make a complaint or return a product, please contact the online shop from which the product was ordered.

Bank charges

You have the payment buttons of all the Finnish banks at your disposal. This allows you to pay using the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, Osuuspankki, POP Pankki, Säästöpankki (Savings Bank), S-Pankki and Ålandsbanken. On your bank statement, the payee will show as Checkout Finland Oy, as we transmit your payment to the online seller. From the online shop, you will be directed straight to your own bank where you can make the payment safely.

Checkout Finland also offers you the opportunity to pay by using a bank transfer form.

Credit card payments

You can pay in the online shop using Visa, Visa Debit, Visa Electron, Mastercard, Debit Mastercard and American Express credit cards. The online shop uses the international verification services of Visa Secure, Mastercard SecureCode and American Express SafeKey.
Checkout will appear as the payee on your credit card bill because it transmits the customer’s credit card payment directly to the seller. Payment by card takes place safely by using a protected payment form and the data of the payment card is not recorded in the online shop’s systems.